Borrow up to $15,000. Based on your loan amount and pay cycle, repay your loan in installments over a period of 6 to 60 months. Each payment will be automatically deducted from your bank account, so you’ll never have to worry about missing a payment.

Installment loans offered in Quebec between $500 and $15,000. Eligibility is based upon income and other qualification requirements, including a credit check. The rate is 35.0%. Installment Loan repayment terms range from 6 to 60 months based on amount borrowed. For example, $1,000 borrowed for 24 months at 35.0%: Monthly payment: $58.52; Total repayment with interest: $1,404.45. Ask an Insta Cheques^® Customer Service Representative for details. Applications processed and approved with lnterac e-Transfer^® funding Monday through Friday between 9:00 a.m. - 9:00 p.m. ET and Saturday 9:00 a.m. – 7:00 p.m. ET typically receives email funding notice within two hours. Applications processed and approved outside of those time periods, Sunday and holidays typically receive email funding notice the next business day. Interac e-Transfer^® is a registered trademark of Interac Company. Used under license.

AVAILABLE IN-STORE ONLY

INSTA CHÈQUES^® is a registered word mark of National Money Mart Company. © 2023 National Money Mart Company. All rights reserved.

• Visit any Insta Cheques Location
• Be at least 19 years old with a valid ID
• Resident of Quebec
• A chequing account
• A steady source of income

Note: You may be required to provide additional documentation.

Funding of the loan is contingent upon confirmation of your application information and signature on all loan agreements. We offer the following ways to receive your funds.

• Interac e-Transfer^®: receive email to accept fund transfer within 2 hours
• In-store: same-day cash

The loan agreement you read and sign prior to receiving your loan is a contract between you and the lender. The loan agreement fully outlines the terms and conditions of the loan. It is important that you read and understand the terms and conditions of the agreement. If you have any questions concerning the agreement, please contact your local Insta Cheques.

Your credit report is not the only criteria we consider. We use assessment tools that verify the accuracy of information on your application and we may review payment history on similar products.

We are able to consider customers who have been discharged for past bankruptcies.

You can pay off your loan at any time with no penalties.