We are a financial services company that began with the belief of putting people first. And we will not stray from that mandate during these uncertain times. Here is an overview of what you can expect from Insta Chèques and how we can help as the world continues to respond to the COVID-19.
We are here to help our customers
Insta Chèques provides essential financial services. We remain determined to keep our locations open and be there when you need us. Like many businesses, we have reduced our hours to provide some relief to our employees and align with social distancing guidelines. Please check the hours of your local Insta Chèques on our Store Locator page before coming to see us.
Serving you safely
As always, our priority is the safety and well-being of our employees the communities we serve. We are following hygiene recommendations from government health authorities and are taking extra cleaning steps in our stores. You may notice some of our employees wearing protective equipment such as masks or gloves. We are also asking that customers practice social distancing by keeping 2 meters between individuals or returning at a later time if the lobby is full.
Financial solutions at home
We understand that people may be limited in their ability to make it to a store, so we are pleased to offer digital options for several key services. You can cash a cheque through our mobile app and fund the proceeds to your Titanium+® Prepaid Mastercard® or select debit cards. Don’t have Titanium yet? For a limited time we’ll waive the activation fee to help you access mobile cheque cashing.
Visit the App Store or Google Play to download our app for free.
Account assistance
We know that many Canadians are facing financial strain at this time. As ever, we are committed to helping our customers. If you're impacted by COVID-19, contact us for assistance that may be available to you.
Is Insta Chèques open?
Insta Chèques is committed to serving the financial needs of our customers during the Covid-19 crisis as always.
Our locations remain open but may have reduced hours of operation. Check our Store Locator to find a store near you and confirm today’s business hours.
Insta Chèques is following all hygiene and cleaning guidelines from local health authorities in order to keep you and our teams who serve you, safe.
We’re always open online! Download our Apple or Android mobile cheque cashing app.
Can I cash a cheque without visiting a store?
Yes. Simply download our mobile app for Apple or Android and cash your cheques from home. To make it even easier to take advantage of our app, we’re waiving the activation fee for new Titanium+ Prepaid Mastercard activation for a limited time. Sign up in-store for free and have your mobile cheques funded directly to your Titanium+ card.
Loan repayment terms are from 6 to 60 months. APR is 35.0%. Example: $1,000 borrowed for 24 months at 35.0%: Monthly payment: $58.52; Total repayment with interest: $1,404.45. For complete terms and conditions, visit www.instacheques.ca/en/quebec-installment-loans.
Standard cheque cashing fees vary by province. Item fee applies. See store for details.
Current market exchange rates plus $4.49 currency exchange transaction fee apply. Fees vary by branch. See a Sales Associate for details.
Western Union® and Quick Collect® are registered service marks of Western Union Holdings, Inc. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates.
TelPay is a registered trademark of TelPay Incorporated.
The Titanium+® Prepaid Mastercard® is issued by Peoples Trust Company pursuant to license by Mastercard International Incorporated. Nextwave Titanium+® is a registered service mark of Nextwave Card Corp. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Cirrus® is a registered trademark of Mastercard International Incorporated. TAP & GO® is a word mark of Mastercard International Incorporated. DIRECTLOAD® is a word mark of Dollar Financial Group, Inc .
APPLE® is a registered trademark of Apple, Inc. Google Play and the Google Play logo are trademarks of Google LLC.
INSTA CHÈQUES® is a registered mark of National Money Mart Company. © 2023 National Money Mart Company. All rights reserved.
